i meant to post this, just keep forgetting. i looked over the withdrawal options for us and these are my conclusions. My Neteller is in USD (it matters what currency it is in)
there are 4 options for us to be able to use the Money in our neteller account.
1. With Debit Card use for Merchant sites AKA tindahan - means buying things with our Neteller card. if the store is in the same currency (like USD), using this is absolutely free. if not, there is a conversion fee of 2.95% ata.
2. ATM withdrawal- na-discuss na ata to above, 4$ + conversion fees (forgot if 2.5 % or 2.95%)
3. Member Wire (iba to sa bank wire which is only allowed for european countries) - the charge is 10.5 euro + conversion fees (2.5% ata). ang problema, due to the legal situation in the states, Neteller is not allowed to cash out in dollars. so ang mangyayari from USD --> euro/Canadian dollar/whatever --> to peso/dollar (whatever your bank account currency is). so two times ka dadaan sa conversion, ang laki na ng charges.
4. Check - charge is 7.5 euro or 10 dollars. advantage: can be issued in USD so menos na sa mga conversion fee nila. disadvantage lang is matagal dumating and baka mawala sa post office.